<?xml version="1.0" encoding="UTF-8"?> <rss version="2.0" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:content="http://purl.org/rss/1.0/modules/content/"> <channel> <title>World Travel Ambitions - Digital Nomad</title> <description>Posts tagged with Digital Nomad from World Travel Ambitions - Family travel blog with destinations, tips, and inspiration.</description> <link>https://worldtravelambitions.com//tags/digital-nomad/</link> <language>en-US</language> <managingEditor>melissa@worldtravelambitions.com (Melissa)</managingEditor> <webMaster>melissa@worldtravelambitions.com (Melissa)</webMaster> <lastBuildDate>Wed, 04 Mar 2026 10:10:08 GMT</lastBuildDate> <generator>Astro RSS Generator</generator> <image> <url>https://worldtravelambitions.com//images/logo.png</url> <title>World Travel Ambitions - Digital Nomad</title> <link>https://worldtravelambitions.com//tags/digital-nomad/</link> <width>144</width> <height>144</height> </image> <!-- Self-referencing link --> <atom:link href="https://worldtravelambitions.com//tags/digital-nomad/" rel="self" type="application/rss+xml" /> <!-- Additional links --> <atom:link href="https://worldtravelambitions.com//rss.xml" rel="alternate" type="application/rss+xml" title="World Travel Ambitions - All Posts" /> <item> <title><![CDATA[How we are Earning While we Travel the World]]></title> <link>https://worldtravelambitions.com//blog/how-we-are-earning-while-we-travel-the-world/</link> <guid isPermaLink="true">https://worldtravelambitions.com//blog/how-we-are-earning-while-we-travel-the-world/</guid> <pubDate>Sat, 03 Oct 2020 00:00:00 GMT</pubDate> <lastBuildDate>Sat, 03 Oct 2020 00:00:00 GMT</lastBuildDate> <description><![CDATA[]]></description> <content:encoded><![CDATA[**Edited and updated 7 September, 2021**We are often asked how we are earning while we travel the world. We've been on the road a little while now and I haven't yet shared our story about this. We set off with a bit of savings, and a plan to build an online business and travel blog before our savings ran out. ### Selling Everything We Owned (Not A Lot) Back in February 2020, we sold everything we owned. This consisted of: one 9 year old small SUV (which didn't sell until three months after we left) and a PURPLE 1995 Hyundai Lantra (honestly, it was the best car I've ever owned and people on Facebook Marketplace were fighting for it)! <div class="flex justify-center my-8 max-w-2xl mx-auto"> <div class="w-full"> <img src="https://cdn.worldtravelambitions.com/images/we-sold-it-all-to-travel-the-world-optimized.webp" alt="We sold it all to travel the world - World Travel Ambitions" class="w-full h-auto object-cover rounded-lg shadow-lg hover:shadow-xl transition-shadow duration-300" loading="lazy" /> </div> </div> <div class="text-center italic text-gray-600 mt-2"> <em>We sold it all to travel the world - Including my PURPLE 1995 Hyundai Lantra - You don't have to be rich to travel - February 2020</em> </div> We sold our 2011 iMac and then it broke the day after the guy paid me, so I had to refund him. Our 2011 50" TV was awesome, but it died two months before we left. That was all our 'expensive stuff'. We didn't own a house, or have shares or investments to sell up. It was literally our household items we put on Facebook marketplace.  So what did we sell? Everything but the kitchen sink. Beds, mattresses, some stuff we had to giveaway, other stuff we had to throw out. We sold my husbands shoes, desks, tables. You name it, we sold it. We made a few thousand from selling everything inside our home. which was awesome ? All our savings plus everything we sold, was a total of about $20,000 AUD. Which was less than our goal of $25,000. It was freaky as getting on a plane knowing we were going to [New Zealand](/blog/south-island-family-road-trip-itinerary-queenstown-to-picton-new-zealand/) where yes, we spent a fair bit of our savings in only a month. We were so lucky our first stop was the wonderful [Vietnam](/tags/vietnam/) because it is affordable here. And we were blessed to be stuck there during Covid. <div class="flex justify-center my-8 max-w-2xl mx-auto"> <div class="w-full"> <img src="https://cdn.worldtravelambitions.com/images/Gypsy-Villa-Phong-Nha-Vietnam-World-Travel-Ambitions-scaled.jpg" alt="Gypsy Villa - Phong Nha Vietnam - World Travel Ambitions" class="w-full h-auto object-cover rounded-lg shadow-lg hover:shadow-xl transition-shadow duration-300" loading="lazy" /> </div> </div> <div class="text-center italic text-gray-600 mt-2"> <em>We are so grateful to be stuck in Vietnam during Covid - August 2020</em> </div> We were also grateful to be able to access some extra cash when my other car sold (just under $9,000) and a bit more from our Super (mine didn't have that much to begin with, so we took all of it) ✨ Now we've been abroad seven months and we still have a fair amount left. However, it's time to get serious. Travel blogging isn't cutting it (even the most successful blogs aren't making their money, so it's unreasonable for me to think I can make $5,000 a month blogging in the next 18 months)... So we needed SOMETHING, ANYTHING. FAST. And something that wasn't going to take too much time from me ⏳  I've been dabbling in Crypto and Shares for ages, but I'm just not an active trader. ### A Passive Opportunity Saved Us (But it didn't Last) We got involved with a trading platform. At the time, everything checked out. Subsequently, the trading company (that was registered and even actually sponsored the Seville Football Club in Spain), was shut down and <a href="https://www.financemagnates.com/forex/police-arrest-everfxs-spanish-top-gun-at-airport-in-barcelona/" target="_blank" rel="noopener noreferrer">a guy was arrested for fraud</a>. In October, 2020, an opportunity crossed my path, and my heart exploded. An opportunity to invest a small amount (only $300 USD), and allow some pro traders to trade in the Foreign exchange market which was going to help me double our return over a period of months. I was joyful to discover this because I didn't have to stare at screens all day. Instead, I was able to watch my balance grow, then cash out and / or deposit my earnings to grow some more. For our family, this seemed perfect. And it fed us for a few months. However, as time went on, it drastically changed and eventually stopped paying in March 2022. ### What I learned: As I've become deeply involved in crypto, I discovered projects like this are usually ponzi's with a great story, and lots to cover up. 1. 'Promise to pay' programs usually go bust. The one we were involved with is probably one of the very few that lasted beyond two years. 2. I learned the longer they operate, the more people they burn.  3. I've learned there are other, more transparent ways to trade and retain full control of your finances. 4. When the promises aren't delivered, you should run a mile (but try not to go there in the first place) Amongst announcements and changes, I realized I didn't feel comfortable being 100% dependent on our Forex trading investment and started looking for a job. I began to accept that this could all disappear overnight. This is why I don't really talk too much about the opportunities I find anymore (most things just are too good to be true).  ### I Got a Remote Job Earning BTC Instead of Dollars During my time of uncertainty, I applied for a remote job working in the crypto sector. It took a while for my application to process, however once I hit my first interview, things went really fast. It was a dream job for me and I accepted in June 2021.  This job, for me, isn't a prison. Part of our mission is to help half the world exit the traditional financial system by 2030. That mission sets my heart on fire.  One of my wildest dreams since I was 18 or 19 was to work for Google. I applied once. Didn't get the job. In 2019 I had an opportunity to get a job with Google in Sydney. I spoke with a friend who worked there and asked about what it was like. My friend told me about the hours involved and I decided not to apply because my heart said it would take me away from my family too much.  My new job feels right. For me, cryptocurrency is doing amazing things for the financial sector. Right now, crypto is comparable to what the internet was like in 1996. This is the start of something much bigger than most people can see right now. So it turns out, I've manifested my big dream. I think my job is better than working for Google!!  This job also gave me the depth of knowledge and understanding that I want to provide full transparency about ALL that I know and do. This is why I don't refer people to the Forex trading platform anymore. It's also why I haven't taken down my story reel. It's an unfinished story. I want to show you what happens (even if it turns out badly).  My failures are part of my learning journey. Just as my achievements are.  There are people out there who will judge me based on MY mistakes, or my inability to spot a scam. That's just part of life in our current times. Hopefully, most of my readers may just want to see the truth. And hopefully most people will appreciate the transparency with which I share these stories. In conclusion, if you're looking for opportunities to earn while you travel, there are plenty out there. Very few will actually create a long standing income though. ### I had a baby, and decided I want to reboot my online incomes In 2022, I was blessed to become a mother to our fourth baby, Manaia. Since that time, over 1.5 years at the time I write this, I haven't had many full nights sleep. I work, I sleep. My excitement for travel turned into burn out. I have been tired, not excited. I just wanted to rest! Meeting good friends in Bulgaria, that subsequently followed us to Vietnam, reignited my passion to build an online income stream. I really want to build my own products and share this journey with others. I decided to be open to different ways to make money online again. But with boundaries. No Network Marketing, no MLMs, no trading schemes. I saw a friend of mine talking about $700AUD days. She's a mum, and it got me curious. So I reached out.  What I found was something that I'm excited to share. It's not Network Marketing, it's not MLM, it's not trading. It is a digital marketing course that teaches people how to create ANY online business.  I bought the course, and by doing so, I gained full resell rights. This means I can sell the course at any price I choose (as long as it's above $497 USD), and no middle man takes a cut. I have set up my own Stripe payment and Bitcoin payment options. Going through the course, I realized it would help me also build my own courses and content. I have started with my first Bitcoin for Beginners course. And I also have a 1:1 program launching soon. This digital marketing course really set me up for the next level of success in online business. I'm really excited about this and truly believe if people are willing to put in the time and effort to learn a new skill, this is the best opportunity out there!  I'm about to launch an updated for 2025 version in my Vibe Nomads Skool Community. <a href="https://vibenomads.org" target="_blank" rel="noopener noreferrer">Click here to join</a>. Now, we're building for more online income streams than ever before - and we want to help you do the same After meeting friends all over the world funding their travels in multiple ways, I decided it was time to get expansive. I've researched and tried so many ways to make money online. While I love my remote work, and will probably still stay in my job for a couple more years yet, I realised a goal for our family is to also create wealth for our future, and the future of our children.  There is so much uncertainty out there, and I know that I have so much to share on money, mindset and wealth creation. This prompted me to begin work on my new project: <a href="http://howtofund.travel" target="_blank" rel="noopener noreferrer">How to Fund Travel</a>.  Currently, it is a waiting list and if you get on it, you'll be the first to know when our online resources are up and running. I'll update here when everything is live!  If you've got questions, reach out. I'm here for you!]]></content:encoded> <author>melissa@worldtravelambitions.com (Melissa)</author> <category>travel-resources</category> <category>digital-nomad</category> <category>remote-work</category> <category>travel-finance</category> <category>nomad-life</category> <category>travel-resources</category> <category>financial-planning</category> <category>long-term-travel</category> <category>family-travel</category> <enclosure url="https://worldtravelambitions.com/https://cdn.worldtravelambitions.com/images/earning-while-world-travelling-optimized.webp" type="image/jpeg" /> </item> <item> <title><![CDATA[Why You Need A VPN for Your World Travel]]></title> <link>https://worldtravelambitions.com//blog/why-you-need-a-vpn-for-your-world-travel/</link> <guid isPermaLink="true">https://worldtravelambitions.com//blog/why-you-need-a-vpn-for-your-world-travel/</guid> <pubDate>Thu, 20 Feb 2020 00:00:00 GMT</pubDate> <lastBuildDate>Thu, 20 Feb 2020 00:00:00 GMT</lastBuildDate> <description><![CDATA[]]></description> <content:encoded><![CDATA[**Disclosure:** _Thank you for visiting our blog. Please note that I have included affiliate links in this blog. This means we earn a commission if you make a purchase with no additional cost to you. If you have any questions about the companies or our affiliate status, please feel free to e-mail us._ ## Why you need a VPN for World Travel Once you set out on your world trip (or maybe even when you're still at home researching), chances are you'll use a variety of different internet connections. And depending on what you use the internet for, you might find that you need a VPN during your world travel. Here are some common reasons you might need a VPN. ### Security The WiFi at your hotel or local cafe is not necessarily secure and this means your private data can be at risk. I don't know about you, but I wouldn't be happy if all of my private data was hacked or stolen because I've connected to the wrong WiFi! You really do need to have a VPN service while you are travelling the world. <div class="flex justify-center my-8 max-w-2xl mx-auto"> <div class="w-full"> <img src="https://cdn.worldtravelambitions.com/images/Why-you-need-VPN-for-world-travel-world-travel-ambitions-Family-life-outside-the-box.jpg " alt="Why you need VPN for world travel - world travel ambitions - Family life outside the box" class="w-full h-auto object-cover rounded-lg shadow-lg hover:shadow-xl transition-shadow duration-300" loading="lazy" /> </div> </div> _I'm connecting to the internet all over the place, I like to keep my information private - Vietnam 2020_ ### Accessing sites from home Did you know that some sites like Netflix and Kayo might not work if you're overseas? Using apps like Instagram and Facebook don't work in certain countries and this is why you'll need a VPN service for your World Travel. A VPN allows your browser to browse from home. If you're trying to use your local sites, you can connect from your home country allowing you access to the things you might not otherwise be able to access.  Sometimes even my bank account blocks me from logging in. It's nice to know that I can make it appear that I'm browsing from Australia or New Zealand whenever I need to!  ### Financial transactions Whenever you are connecting to a network, you are connecting to something that potentially has open traffic. If you're doing your online banking or transacting with cryptocurrency, this is an aspect that cannot be overlooked. In Australia and New Zealand we often take our privacy for granted. In other parts of the world our privacy is not so guaranteed. You DEFINITELY need to have a secure network when performing financial transactions. This is something I would NOT take any risks with!  ### Get the best priced flights Sometimes flights can come up cheaper if you are searching from the country home to the airline. Vietnam is a good example of this. If you're outside of [Vietnam](/blog/what-do-i-need-to-know-about-travelling-to-vietnam/), change your VPN location to Vietnam, and all of a sudden, you'll see the rates people in Vietnam see. Winning. And yes, I tried it. It does work!  ## What is a VPN? A VPN is short for Virtual Private Network. This allows you to hide your location and data from the web. This simply means when I'm in Vietnam, I can connect via my Australian VPN if I want to access Aussie Netflix, or if I'm in New Zealand and want to book a Vietnam Airlines flight for the best price I can connect via my Vietnam VPN.  The VPN keeps your browsing private and prevents you from getting hacked. I don't want my information stolen and I feel much safer using the VPN. This is why everyone needs a VPN for world travel! ## How much does a VPN cost? I currently use [NordVPN](https://go.nordvpn.net/SH2oY). It costs me $3.49 a month because I knew I'd be gone a while and opted to purchase three years in advance. If you're not keen on signing up for two or three years, you can always go monthly for $12 per month. You can use this application on up to six devices, and you get information telling you the speed of your connection. There's also a handy 'Pause your connection' tool if you're having problems with a particular site. I sometimes experience this logging into the NZ government sites, for this I just open a private browser instead. NordVPN have servers all around the world, so you can be sure there will be a connection nearby that will work for you.  <div class="flex justify-center my-8 max-w-2xl mx-auto"> <div class="w-full"> <img src="https://cdn.worldtravelambitions.com/images/Work-from-anywhere-World-Travel-Ambitions-Family-Life-Outside-the-Box-scaled.jpg " alt="Work from anywhere - World Travel Ambitions - Family Life Outside the Box" class="w-full h-auto object-cover rounded-lg shadow-lg hover:shadow-xl transition-shadow duration-300" loading="lazy" /> </div> </div> _Working from a hut at Shore Club - An Bang - May 2020_ ### How do you set it up? All you have to do is [click here](https://go.nordvpn.net/SH2oY) and purchase the VPN subscription that works best for you. You can choose to go monthly, annually or purchase more than one year in advance. Once you have set yourself up, you'll get the links to download the apps for your phone and computers or Mac. Once you've downloaded these and logged in, you are free to browse privately from anywhere in the world. It's really that easy, a VPN is essential for your world travel adventure! #### Things to remember [NordVPN](https://go.nordvpn.net/SH2oY) is a subscription service, so remember to cancel it if you're no longer using it. It will bill continually monthly or annually on the date you subscribed. This is important if you're doing an annual subscription! ### Why you need a VPN for World Travel _Please note: I have included affiliate links in this post which means if you decide to purchase, I may receive a commission. It won't cost you any extra. Thanks so much!_]]></content:encoded> <author>melissa@worldtravelambitions.com (Melissa)</author> <category>travel-resources</category> <category>vpn</category> <category>travel-resources</category> <category>digital-nomad</category> <category>travel-safety</category> <category>long-term-travel</category> <category>travel-tips</category> <enclosure url="https://worldtravelambitions.com/https://cdn.worldtravelambitions.com/images/need-vpn-travel-2020-optimized.webp" type="image/jpeg" /> </item> <item> <title><![CDATA[Banking Solutions for Nomads]]></title> <link>https://worldtravelambitions.com//blog/banking-for-nomads/</link> <guid isPermaLink="true">https://worldtravelambitions.com//blog/banking-for-nomads/</guid> <pubDate>Thu, 30 Jan 2020 00:00:00 GMT</pubDate> <lastBuildDate>Thu, 30 Jan 2020 00:00:00 GMT</lastBuildDate> <description><![CDATA[]]></description> <content:encoded><![CDATA[# Banking Solutions for Nomads We knew we would be dealing with a lot of different currencies on our travels so I did some research to find the best traditional banking solutions for nomads. This is what we have put together so far. We knew we would live and work around the world so it was important to have our banking needs sorted before we left.  ### Crypto - The Future of Finance I'm going to write up a post about cryptocurrency. It's not everyone's cup of tea, but as of January, 2021 we became unbanked. We left the banking system behind and now all of our money is held in crypto accounts. I'll share more on this in a separate blog (soon). But this is where I see the future of finance and it is a fantastic place for Digital Nomads to be transacting!  ### European Banking for Nomads For the European zone I did a lot of research and found an amazing bank called N26. You need a European address, which of course I didn't have when I signed up. I used a friends German address and she forwarded my eftpos card to me while we were still residing in Australia. This seemed to be the best banking solution for our nomad family prior to arriving in Europe. [Click here to sign up for N26](https://n26.com/r/melissaw8690) with my referral code and see how easy banking can be - My referral code is melissaw8690. This means when you spend €15 with your card, I receive €15. You will also receive a referral link so you can refer your friends too. ### American Business Banking For business to business banking transactions I use [Payoneer](https://share.payoneer.com/nav/OWYpJK_TdpFzSyZHhACjFGm-fj3c4IGJh9zPEaBbqX7d1sVUAcbXSBGWg3w6B4Yb4gSPOv_81blf838SJuFoHA2). If you sign up using my link ([click here](https://share.payoneer.com/nav/OWYpJK_TdpFzSyZHhACjFGm-fj3c4IGJh9zPEaBbqX7d1sVUAcbXSBGWg3w6B4Yb4gSPOv_81blf838SJuFoHA2)) both you and I receive $25USD when you've made $1,000 in transactions. This is an awesome service if you are an Amazon Associate or if you need to receive business income into a US bank account!! It's come in handy with many affiliate programs who can only deposit to US accounts. I have found many other nomads use this as a banking solution too. <div class="flex justify-center my-8 max-w-2xl mx-auto"> <div class="w-full"> <img src="https://cdn.worldtravelambitions.com/images/Banking-Solutions-for-Nomads-World-Travel-Ambitions-Family-Life-Outside-the-Box-scaled.jpg " alt="Banking Solutions for Nomads - World Travel Ambitions - Family Life Outside the Box" class="w-full h-auto object-cover rounded-lg shadow-lg hover:shadow-xl transition-shadow duration-300" loading="lazy" /> </div> </div> ### Australia and New Zealand Solutions for Nomads My preferred bank any international travellers in these countries is [ING](https://campaigns.ing.com.au/refer?code=Goh614&p=a)! I love they reverse the ATM charges, it's awesome. I watch my savings add up monthly, so far we have saved over $1,000 AUD with these rebates. That's almost another month accommodation for us. What would that mean for you? <div class="flex justify-center my-8 max-w-2xl mx-auto"> <div class="w-full"> <img src="https://cdn.worldtravelambitions.com/images/Screen-Shot-2021-09-08-at-13.11.18.png " alt="ING Savings - The Best Bank for Australians who travel - World Travel Ambitions" class="w-full h-auto object-cover rounded-lg shadow-lg hover:shadow-xl transition-shadow duration-300" loading="lazy" /> </div> </div> ### International Banking for Nomads After living in Vietnam for a while, we started to really enjoy using [Wise (formally TransferWise)](https://wise.com/invite/i/melissaw418). It's an app that can take a little to get used to, but it creates a lot of convenience. We could easily send money from our Australian [ING](https://campaigns.ing.com.au/refer?code=Goh614&p=a) bang to our Australian Wise account. Then convert with a tiny fee to Vietnamese Dong (or any currency). Then it can transfer into a bank account of that currency. It's a fantastic tool and can save a lot of money!  I love [PayPal](http://paypal.com) for the ease it provides. I use this where needed! Some of our affiliate income actually gets paid directly to our PayPal account. I'm also very careful with this as I have heard of other Nomads who have encountered issues with PayPal freezing their accounts. So keep this in mind when you are setting up payment options for your customers (if you are doing this) as you want to have more than one place to receive an income. Maybe you'll prefer Crypto!  I hope these banking solutions for nomads help you a little if you are planning to travel long term. Another really useful resource is the use of a VPN. [Click here to read more about VPN](/blog/why-you-need-a-vpn-for-your-world-travel/) services, as these are also very valuable while travelling abroad. **Disclosure:** _Thank you for visiting our blog. Please note that I have included affiliate links in this blog. This means we earn a commission if you make a purchase _with no additional cost to you_. If you have any questions about the companies or our affiliate status, please feel free to e-mail us._]]></content:encoded> <author>melissa@worldtravelambitions.com (Melissa)</author> <category>travel-resources</category> <category>digital-nomad</category> <category>banking</category> <category>travel-finance</category> <category>nomad-life</category> <category>travel-resources</category> <category>financial-planning</category> <category>long-term-travel</category> <enclosure url="https://worldtravelambitions.com/https://cdn.worldtravelambitions.com/images/banking-for-nomads-2021-optimized.webp" type="image/jpeg" /> </item> <item> <title><![CDATA[Travel Insurance for Digital Nomad Families & Worldschoolers]]></title> <link>https://worldtravelambitions.com//blog/travel-insurance-for-nomad-families/</link> <guid isPermaLink="true">https://worldtravelambitions.com//blog/travel-insurance-for-nomad-families/</guid> <pubDate>Thu, 30 Jan 2020 00:00:00 GMT</pubDate> <lastBuildDate>Thu, 30 Jan 2020 00:00:00 GMT</lastBuildDate> <description><![CDATA[Exploring travel insurance options for digital nomad and worldschooling families. Compare long-term coverage, monthly plans, and nomad health policies.]]></description> <content:encoded><![CDATA[*This post contains affiliate links. If you get a quote through one of these links, we may earn a referral fee at no extra cost to you. We are a World Nomads affiliate and receive a fee for quotes generated via our World Nomads link.* # Travel Insurance for Digital Nomad Families & Worldschoolers Insurance is one of those topics that nobody wants to spend a Saturday afternoon thinking about, and yet it's one of the most important things to sort out before you set off on long-term travel with your family. Whether you're worldschooling across Southeast Asia, slow-travelling through Europe, or living the digital nomad life continent by continent, the insurance landscape looks very different from a standard two-week holiday policy. Standard vacation insurance often caps out at 30 or 60 days, doesn't cover remote working, and won't extend once you've already left home. Digital nomad families are looking for coverage that moves with them. I'm looking for policies that can span many months, cover multiple countries, and accommodate the realities of life on the road, like adventure activities, kids of various ages, and the occasional need to start a policy while already overseas. This guide looks at what to consider when exploring digital nomad travel insurance for your family, and outlines three providers that are commonly used in the nomad and worldschooling communities. --- ## What to Think About When Exploring Coverage <div style={{ display: 'flex', gap: '2rem', alignItems: 'flex-start', flexWrap: 'wrap' }}> <div style={{ flex: 1, minWidth: '280px' }}> Every digital nomad family's situation is different, so it's worth mapping out your specific needs before diving into quotes. A few key areas to think through: **Duration and flexibility** - How long do you plan to travel? Some policies are annual; others work month to month. - Do you need the option to extend while you're already overseas? - Does the policy require a fixed home address? **Geographic coverage** - Does the policy cover all the countries on your itinerary, or are certain regions excluded? - Will you need any coverage in your home country between trips? - Are high-risk destinations or active conflict zones excluded? **Family-specific considerations** - Coverage for children — check age limits and any restrictions for newborns. - Maternity coverage, if relevant to your family's plans. - Pre-existing conditions for any family member. - Protection for laptops, tablets, and other work equipment. </div> <div style={{ flexShrink: 0 }}> <iframe width="320" height="640" loading="lazy" style={{ background: 'transparent', border: 'none' }} sandbox="allow-popups allow-popups-to-escape-sandbox allow-scripts" src="https://widgets.genki.world/calculator?hue=273&saturation=54&with=worldtravelambitions" ></iframe> </div> </div> **Medical versus travel coverage** This is a distinction that trips a lot of families up. *Travel insurance* typically covers emergency medical, trip cancellation, lost baggage, and evacuation. It's designed for trips, not indefinite living abroad. *Nomad health insurance* is closer to an international health plan: it covers routine care, specialists, hospital stays, and ongoing treatment, not just emergencies. Some providers offer both types; others specialise in one or the other. --- ## Types of Coverage at a Glance Most policies for nomad families fall across three broad coverage categories: **Emergency medical and evacuation** — Emergency treatment, hospitalisation, surgery, emergency dental, and medical evacuation or repatriation. This is the baseline for most travel-focused policies. **Trip protection** — Covers cancellation, interruption, travel delay, and lost or delayed baggage. This matters more if you're booking flights and accommodation in advance. **Comprehensive health coverage** — Includes routine GP visits, specialist referrals, prescription medication, ongoing treatment for chronic conditions, and sometimes mental health support. Typically found in nomad health or expat health products rather than standard travel insurance. When comparing policies, check carefully which category a product falls into. Travel insurance policies won't cover a routine doctor's visit, and a health insurance policy may not cover trip cancellation or lost baggage. --- ## Three Providers Popular in the Nomad and Worldschooling Communities The following providers are well-known among digital nomad families and worldschoolers. Each takes a different approach to coverage, so they suit different travel styles and budgets. All information below is factual and drawn from publicly available product details — always read the full policy documentation before purchasing. ### World Nomads <div style={{ display: 'flex', gap: '2rem', alignItems: 'flex-start', flexWrap: 'wrap' }}> <div style={{ flex: 1, minWidth: '280px' }}> [World Nomads](https://www.jdoqocy.com/click-101547124-15403748/) provides travel insurance designed for travellers who are away for extended periods and want coverage that includes adventure activities. Policies can be purchased annually and extended while you're already travelling — including after you've left home — which makes them a practical option for families who aren't sure exactly how long they'll be on the road. **Plan structure:** Annual policy, extendable while overseas. Available to residents of a large number of countries. Key features: - Emergency medical coverage and hospitalisation - Medical evacuation and repatriation - A wide range of adventure activities covered (varies by plan level) - Trip cancellation and interruption - Baggage and personal belongings protection - 24/7 emergency assistance *We receive a fee when you get a quote from World Nomads using this link. We do not represent World Nomads. This is not a recommendation to buy travel insurance.* [Get a quote from World Nomads](https://www.jdoqocy.com/click-101547124-15403748/) </div> <div style={{ flexShrink: 0 }}> <a href="https://www.tkqlhce.com/click-101547124-15379632"> <img src="https://www.awltovhc.com/image-101547124-15379632" width="300" height="600" alt="World Nomads travel insurance" style={{ display: 'block', border: 'none' }} /> </a> </div> </div> <div style={{ marginBottom: '2rem' }} /> --- ### Genki Genki is an international health and travel insurance provider built specifically for people who live and work abroad. They offer three products: **Genki Explorer**, which is a travel insurance plan; **Genki Resident**, which is a comprehensive international health insurance plan for long-term nomads; and **Genki Native**, a locally-integrated health insurance option for nomads who have established residency in a specific country. All operate on a flexible monthly subscription — there's no annual lock-in, and you can cancel or adjust your plan as your situation changes. **Plan structure:** Monthly subscription with no long-term commitment. Travel and health insurance options available. Key features: - Genki Explorer: emergency medical, hospitalisation, evacuation, and repatriation - Genki Resident: comprehensive health coverage including routine care, specialists, and hospital stays - Genki Native: locally-integrated health insurance for nomads with established residency - No need to have a fixed home address - Coverage available for families including children - Policies available to residents of most countries [Get a quote from Genki](https://genki.world/with/worldtravelambitions) | [Explore Genki Native](https://genki.world/products/native?with=worldtravelambitions) <iframe width="926" height="320" loading="lazy" style={{ background: 'transparent', border: 'none' }} sandbox="allow-popups allow-popups-to-escape-sandbox allow-scripts" src="https://widgets.genki.world/calculator?hue=273&saturation=54&with=worldtravelambitions" ></iframe> --- ### SafetyWing <div style={{ display: 'flex', gap: '2rem', alignItems: 'flex-start', flexWrap: 'wrap' }}> <div style={{ flex: 1, minWidth: '280px' }}> SafetyWing offers travel and health insurance products designed with nomads and remote workers in mind. Their **Nomad Insurance** product is a travel medical insurance plan that operates on a monthly billing cycle — you pay for as long as you need it and stop when you don't. Their **Nomad Health** product is a more comprehensive international health insurance plan for those wanting broader coverage beyond emergencies. One notable feature: Nomad Insurance can be purchased after you've already departed from your home country. **Plan structure:** Monthly subscription, pay as you go. Both travel and health insurance options available. </div> <div style={{ flexShrink: 0 }}> <div className="safetywing-price-widget" data-safetywingaffiliateid="24787092" data-scale="1.0"></div> <script type="text/javascript" src="https://storage.googleapis.com/safetywing-static/widget/safetywing-price-widget.js"></script> </div> </div> Key features: - Nomad Insurance: emergency medical, hospitalisation, evacuation, and travel benefits - Nomad Health: comprehensive health coverage including outpatient care and preventive services - Can be purchased after departure (Nomad Insurance) - Coverage in 185+ countries - Family and child coverage options available - Budget-friendly monthly pricing [Get a quote from SafetyWing](https://explore.safetywing.com/Nomad-insurance-complete/?referenceID=24787092&utm_source=24787092&utm_medium=Ambassador) --- ## Important Coverage Considerations ### Pre-existing conditions How providers handle pre-existing conditions varies significantly. Some policies exclude them entirely, others offer limited coverage after a waiting period, and some comprehensive health plans will cover them with full disclosure at sign-up. It's important to declare any pre-existing conditions accurately when applying. And ask questions if there is no clear place to list these conditions. Failing to do so can result in claims being denied. If a family member has an ongoing health condition, this should be one of the first things you check when reviewing any policy. ### Maternity coverage If you're planning to expand your family while travelling, maternity coverage is a particularly important thing to investigate. Most travel insurance policies do not include pregnancy-related care, and those that do often have waiting periods of six to twelve months before the benefit applies. There may also be restrictions on travel during later stages of pregnancy. If this is relevant to your family, look specifically for comprehensive health insurance products rather than travel insurance, and read the maternity terms in detail before signing up. ### Adventure activities Many nomad families include surfing, hiking, scuba diving, motorbiking, or other active pursuits in their travels. Not all policies cover these as standard — some require an upgraded plan level, and others exclude certain activities outright. Check the specific activities your family is likely to do against the policy's covered activities list. This is particularly important with children, who may be covered differently from adults under the same policy. --- ## Conclusion Navigating travel insurance as a nomad family takes a bit more research than booking a standard holiday policy, but the products available today are genuinely built for the way nomad families travel. The three providers covered here — World Nomads, Genki, and SafetyWing — each take a different approach: World Nomads offers an annual policy that can be extended on the road; Genki and SafetyWing both work on a monthly subscription model, and each offers both a travel insurance product and a more comprehensive health insurance option for those wanting broader coverage. No single policy is right for every family. The right fit depends on your travel timeline, the countries you're visiting, your family's health needs, and how much coverage versus cost makes sense for your situation. Take the time to read the policy documents for any product you're seriously considering, and check directly with providers if you have questions about specific scenarios. *This post contains affiliate links. We are a World Nomads affiliate and receive a referral fee for quotes generated via our World Nomads link. We may also earn a commission through the Genki and SafetyWing links. This does not affect the factual information presented above.* **This information is for general informational purposes only and does not constitute insurance advice. Always read the full policy documentation and consult a qualified insurance professional if you need advice specific to your circumstances.**]]></content:encoded> <author>melissa@worldtravelambitions.com (Melissa)</author> <category>travel-resources</category> <category>travel-insurance</category> <category>nomad-life</category> <category>travel-resources</category> <category>long-term-travel</category> <category>family-travel</category> <category>travel-safety</category> <category>digital-nomad</category> <category>worldschooling</category> <enclosure url="https://worldtravelambitions.com/https://cdn.worldtravelambitions.com/images/travel-insurance-for-digital-nomad-families-optimized.webp" type="image/jpeg" /> </item> </channel> </rss>